Do home warranties cover septic systems? Acme shares some points to help answer this question.
If any of the major systems (HVAC, electrical, plumbing, etc.) or appliances in your home need to be repaired or replaced, home warranties often provide coverage for a portion of the cost. You may also be wondering, “Do home warranties cover septic systems?” Because septic systems do wear down over time, periodically require repairs, and must eventually be replaced, it’s reasonable to ask whether or not your home warranty will help to cover some of the cost. Let’s take a look at what you can expect your home warranty to cover when you need septic care or replacement.
Do Home Warranties Cover Septic Systems?
The short answer to this question is no, most home warranties do not generally include coverage for septic systems. If you have a basic home warranty, you will likely have to opt for upgraded or optional add-ons. If you do choose these additional coverage options, they usually apply to mechanical failures, not pre-existing issues or system neglect. Here are a few components of your septic system that a home warranty might cover:
- Ejector pump
- Septic line from house to tank
- Control box and switches
- Septic tank pump
- Aerator
How To Check If Your Home Warranty Covers Your Septic System
There are a few ways that homeowners can find out if their home warranty covers their septic system:
- Review your contract and look for specific septic coverage in the terms.
- Contact your provider directly and ask them about septic coverage.
- Look for optional add-ons.
If your home warranty does not cover your septic system, you might consider adding a septic-specific home warranty if your provider offers it. There are also types of insurance that offer separate coverage.
How Septic Care Practices Can Help
If you find that your home warranty does not cover the septic care you need, there are many ways that you can ensure that your septic system is well-maintained and that you avoid problems before they occur. Here are a few:
Schedule regular pump-outs – Septic pump-outs should be scheduled once every 3-5 years. Pump-outs involve the removal of built-up solid and liquid waste from inside your septic tank. This process is necessary to avoid problems such as frequent clogs, backups, tank overflow, and more.
Regular septic pump-outs also ensure that you remain in compliance with state and local regulations, and prevent more serious problems, such as tank breakdown and drain field failure.
Schedule inspections every 1-3 years – Another necessary part of septic ownership, septic inspections also help you avoid severe or costly repairs down the road, keep you in compliance with state and local regulations, and protect your property value. 
Scheduling your routine septic inspection can help you avoid many of the problems that your home warranty does not provide coverage for, so, in a way, you are providing your own protection from repair or replacement expenses by prioritizing this service when it is due.
Only flush septic-safe materials – Septic tanks may seem like they could handle anything, but unfortunately, that’s not the case. Objects such as paper towels, harsh chemicals, and non-biodegradable materials can clog pipes and other components of your septic system. Simplify septic care and reduce maintenance costs by only flushing human waste and toilet paper.
These are a few of the most important components of caring for your septic system, and the cost of practicing them is either totally free or much lower than the cost of repairs or total system replacement. If you have any concerns about the health of your septic system, be sure to contact a member of our team to discuss options.
Even When Your Home Warranty Doesn’t, We Have You Covered
If you’re wondering, “Do home warranties cover septic systems?” and the answer in your case is that they don’t, you don’t have to worry about facing repairs and maintenance alone. Acme is ready to help with any of your septic maintenance needs, repairs, installation, and more. Contact us today.